TPD & Superannuation

  • TPD & Superannuation
TPD & Superannuation Claims
Can't work due to injury or illness? You may have thousands waiting in your super fund right now.

Former Insurance Defense Lawyer
99% Success Rate
Millions Recovered
No Win, No Fee Guarantee

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Types of TPD & Superannuation Claims We Handle
Any injury or illness that stops you working may qualify for a TPD payout.
You don't need to prove it was anyone's fault.
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Physical Injuries & Disabilities

Back injuries, joint problems, amputations, mobility issues, motor accidents, workplace injuries, and any physical condition preventing.

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Chronic Illnesses & Diseases

Heart conditions, diabetes complications, kidney disease, liver disease, autoimmune disorders, and any chronic condition affecting work.

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Mental Health Conditions

Depression, anxiety, PTSD, bipolar disorder, schizophrenia, stress-related conditions, and other psychological injuries that prevent you from working.

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Workplace & Non-Workplace Injuries

Work-related injuries, sports injuries, domestic accidents, assault injuries - the cause doesn't matter for TPD claims through superannuation.

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Spinal & Neurological Conditions

Spinal cord injuries, multiple sclerosis, Parkinson's disease, epilepsy, stroke, and neurological conditions affecting work ability.

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Cancer & Terminal Illnesses

All types of cancer, terminal diagnoses, and serious illnesses where treatment or condition prevents you from working in your usual occupation.

What You Can Get From Your
Superannuation TPD Claim

Tax-Free Lump Sum Payment

A single lump sum payment deposited into your super account, which can often be withdrawn without tax if kept in super until retirement age.

 
 
 

Significant Tax Advantages

TPD payouts have special tax treatment with “tax-free uplift” calculations, often resulting in much lower tax rates than normal super withdrawals.

 
 
 
 

Multiple Claims Possible

If you’ve had multiple jobs and super accounts, you may be able to claim from each fund separately, potentially doubling or tripling your payout.

 
 
 

Income Protection Benefits

Monthly payments to replace lost income while off work, which can run alongside or before your TPD claim depending on your policy terms.

 

Ability to Return to Work

In many cases, you can receive your TPD payout and still return to work later if your condition improves, depending on your policy terms.

 

Minimal Centrelink Impact

If kept in your super account, TPD payouts generally don’t affect Centrelink payments. We can advise on the best approach for your situation.

 

Why Choose LegalRight?

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TPD & Superannuation Specialists Only

We focus exclusively on TPD and superannuation claims. This specialization means we know every trick insurers use to deny claims and exactly how to beat them.

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99% Success Rate & Maximum Payouts

Our track record speaks for itself. We don't just win claims - we maximize payouts by finding every policy you have and claiming the full amount you're entitled to receive.

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True No Win, No Fee Guarantee

No upfront costs, no ongoing fees, no hidden charges. We only get paid when you get paid. Even medical reports and expert assessments are covered by us at no cost.